The Credit Union's Cadet Training Loan covered the whole cost of college.

While Sarah had her Ontario Police College loan through the Credit Union, she didn't switch all her banking over right away. Two years ago when she was in the market to buy her first home, she started comparing rates and the Credit Union suddenly caught her full attention again.

I saw a mortgage ad for the Credit Union in the elevator at work, so I thought I'd check them out. I knew I was going to look at a house on Wednesday. I didn't want to look at the place unless I could buy it. I called the Credit Union on Monday and got the preapproval. It was a lower rate and I found them to be so quick. Bought the house Wednesday night! They made me realize what I can do.

As a new recruit attending the Ontario Police College, you're automatically preapproved for a low rate CADET TRAINING LOAN through the Police Credit Union.

But it doesn't stop there.

There are even more rewards to help you along the way when you choose the TOTAL PAY DEPOSIT option. It's everything you need as you start your career and work towards a successful financial future.

All new recruits can choose one of the following options:

REWARDS Program:

With your TOTAL PAY DEPOSIT TO AN ACTIVE CHEQUING ACCOUNT at the Police Credit Union, you are preapproved for:

• A Cadet Training Loan to cover Ontario Police College tuition, which is locked in at our REWARDS rate for four years and includes life and disability insurance.
• $100 deposited in your member share account (a requirement of membership).
• A Personal Line of Credit at our REWARDS rate in the amount of $5,000.*
• A Credit Union MasterCard with a $1,500 limit.*
• Overdraft Protection on your chequing account in the amount of $1,000.
• Preapproval for a mortgage at our lowest REWARDS rate in the amount of $225,000.*
  
• As a REWARDS member you will also automatically receive:
  ▪ FREE Direct Payment (Debit Card)
  ▪ FREE Pre-authorized Debits
  ▪ FREE Internet and Telephone Bill Payments
  ▪ FREE ATM transactions through THE EXCHANGE Network
  ▪ 20% discount on Safe Deposit Box rentals

And there are NO monthly package fees and NO minimum monthly balance requirements.

* Final approval is based on meeting standard credit approval criteria.

Regular Program:

If you choose not to bring your total pay and active chequing account to the Police Credit Union you are still preapproved for:

• A Cadet Training Loan to cover Ontario Police College tuition, which is locked in at a preferred rate for four years and includes life and disability insurance.
• $100 deposited in your member share account (a requirement of membership).