As a new recruit attending the Ontario Police College, you're automatically pre-approved for a low rate CADET TRAINING LOAN through the Police Credit Union.

But it doesn't stop there.

There are even more rewards to help you along the way when you choose the TOTAL PAY DEPOSIT OPTION.
It's everything you need as you start your career and work towards a successful financial future.
The Police Credit Union has pre-approved all new recruits for the following two options:

REWARDS Program:

With Your TOTAL PAY DEPOSIT TO AN ACTIVE CHEQUING ACCOUNT at the Police Credit Union, you will receive:

• A Cadet Training Loan to cover Ontario Police College tuition, which is locked in at our lower preferred REWARDS rate for four years and includes life and disability insurance. Additionally, an extra $100 deposited in your member share account (a requirement of membership).
• A Personal Line of Credit at our lower REWARDS rate in the amount of $5,000.
• A Credit Union MasterCard with a $1,500 limit.
• Overdraft Protection on your chequing account in the amount of $1,000.
• Pre-approval for a mortgage at our lowest REWARDS rate in the amount of $150,000. Final approval is based on meeting standard credit approval criteria.
• As a REWARDS member you will also automatically receive:
  ▪ FREE Direct Payment (Debit Card)
  ▪ FREE Pre-Authorized Debits
  ▪ FREE Internet and Telephone Bill Payments
  ▪ FREE ATM transactions through The Exchange Network
  ▪ 20% discount on Safety Deposit Box rentals

And there are NO monthly package fees and NO minimum monthly balance requirements.


Regular Program:

If you choose not to bring your total pay and active chequing account to the Police Credit Union you are still pre-approved for:

• A Cadet Training Loan to cover Ontario Police College tuition, which is locked in at a preferred rate for four years and includes life and disability insurance. Additionally, an extra $100 deposited in your member share account (a requirement of membership).