TPCU Rates
NOTE:
These rates were established on the date listed below and are subject to
change without notice.
Call us for further details.
All rates are valid as of
December 1, 2008
Prime Rate
4.25
%
RRSP and RRIF
Regular Rates
Reward Rates
*Variable
.10
%
.15
%
1 year
3.25
%
3.60
%
2 years
3.50
%
3.90
%
3 years
3.60
%
4.00
%
4 years
3.70
%
4.10
%
5 years
4.00
%
4.40
%
Interest on RRSPs & term deposits is paid annually.
This applies only to term deposits of 2 to 5 years.
Term Deposit Rates
Regular Rates
Reward Rates
NEW Cashable term deposits
3.15
%
3.30
%
30 - 59 days
1.50
%
1.80
%
60 - 89 days
1.50
%
1.80
%
90 - 179 days
2.60
%
2.95
%
180 - 269 days
2.60
%
2.95
%
270 - 364 days
3.00
%
3.25
%
1 year
3.25
%
3.60
%
2 year
3.50
%
3.90
%
3 year
3.60
%
4.00
%
4 year
3.70
%
4.10
%
5 year
4.00
%
4.40
%
Interest on term deposits of 30 to 365 days is paid at maturity.
Personal Loan Rates
Regular Rates
Reward Rates
*Variable
15.50
%
13.25
%
1 year
10.75
%
8.75
%
2 year
11.00
%
9.00
%
3 year
11.25
%
9.25
%
4 year
11.50
%
9.50
%
5 year
12.00
%
10.00
%
Conventional Mortgage Rates
Regular Rates
Reward Rates
Variable Cap
4.75
%
4.25
%
6 month open
8.80
%
8.30
%
1 year open
9.30
%
8.80
%
1 year closed
5.80
%
5.45
%
2 year closed
5.80
%
5.50
%
3 year closed
5.85
%
5.55
%
4 year closed
5.90
%
5.60
%
5 year closed
5.90
%
5.65
%
2nd Mortgage
(1 Yr. Only)
10.00
%
9.50
%
Contact the credit union to see how you qualify for rate discounts.
Line Of Credit Rates
Regular Rates
Reward Rates
MERITline
™
4.75
%
4.25
%
Investment line
4.75
%
4.25
%
Personal line
7.75
%
6.25
%
O/D Protection
22.00
%
17.75
%
Vehicle Purchase Loan Rates
Regular Rates
Reward Rates
1 year
7.25
%
6.50
%
2 years
7.25
%
6.50
%
3 years
8.00
%
6.80
%
4 years
9.00
%
6.90
%
5 years
9.00
%
7.50
%
6 years
9.25
%
7.75
%
7 years
9.50
%
8.00
%
Accounts
Regular Rates
Reward Rates
PLAN 24
.10
%
.15
%
U.S. SAVINGS
.10
%
.10
%