Rates
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NOTE: These rates were established on the date listed below and are subject to change without notice. Call us for further details.
 
All rates are valid as of September 3, 2008
 
Prime Rate 4.75 %

RRSP and RRIF
  Regular Rates Reward Rates
*Variable .10 % .25 %
1 year 3.15 % 3.50 %
2 years 3.45 % 3.80 %
3 years 3.55 % 3.90 %
4 years 3.55 % 3.90 %
5 years 3.95 % 4.30 %
Interest on RRSPs & term deposits is paid annually.
This applies only to term deposits of 2 to 5 years.

Term Deposit Rates
  Regular Rates Reward Rates
NEW Cashable term deposits 3.05 % 3.20 %
30 - 59 days 1.50 % 1.80 %
60 - 89 days 1.50 % 1.80 %
90 - 179 days 2.60 % 2.95 %
180 - 269 days 2.60 % 2.95 %
270 - 364 days 3.00 % 3.25 %
1 year 3.15 % 3.50 %
2 year 3.45 % 3.80 %
3 year 3.55 % 3.90 %
4 year 3.55 % 3.90 %
5 year 3.95 % 4.30 %
Interest on term deposits of 30 to 365 days is paid at maturity.


Personal Loan Rates
  Regular Rates Reward Rates
*Variable
15.50 % 13.25 %
1 year 10.75 % 8.75 %
2 year 11.00 % 9.00 %
3 year 11.25 % 9.25 %
4 year 11.50 % 9.50 %
5 year 12.00 % 10.00 %

Conventional Mortgage Rates
  Regular Rates Reward Rates
Variable Cap 5.25 % 4.75 %
6 month open 8.80 % 8.30 %
1 year open 9.30 % 8.80 %
1 year closed 5.80 % 5.30 %
2 year closed 5.80 % 5.30 %
3 year closed 5.85 % 5.35 %
4 year closed 5.90 % 5.40 %
5 year closed 5.90 % 5.40 %
2nd Mortgage
(1 Yr. Only)
10.00 % 9.50 %
Contact the credit union to see how you qualify for rate discounts.

Line Of Credit Rates
  Regular Rates Reward Rates
MERITline 5.25 % 4.75 %
Investment line 5.25 % 4.75 %
Personal line 8.25 % 6.75 %
O/D Protection 22.00 % 17.75 %

Vehicle Purchase Loan Rates
  Regular Rates Reward Rates
1 year 7.25 % 6.50 %
2 years 7.25 % 6.50 %
3 years 8.00 % 6.80 %
4 years 9.00 % 6.90 %
5 years 9.00 % 7.50 %
6 years 9.25 % 7.75 %
7 years 9.50 % 8.00 %

Accounts
  Regular Rates Reward Rates
PLAN 24
.10 % .25 %
U.S. SAVINGS .10 % .15 %
 
Recruit Program

Service Fees
Mortgage Application
Loan Application
Mortgage and Loan Rates

 
 
 
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