| ACCOUNT FEES |
Regular |
REWARDS |
| Bill
payment transactions – in branch |
1.00 |
1.00 |
| Bill payments via ExpressLine
or HomeBanking |
0.60 |
Free |
| Cheque
processing |
0.60 |
10 free then
.50 each |
| Cheques
for collection |
25.00 |
25.00 |
| Certify
cheque for member |
5.00 |
5.00 |
| Certify
cheque for non-member |
15.00 |
15.00 |
| Charge
back (drawn on self) |
50.00 |
50.00 |
| Cheque
imaging |
10.00 |
10.00 |
| Direct
payment (POS) transactions |
0.60 |
Free |
| Euro
dollar & Sterling cheque deposit |
5.00 |
5.00 |
| The Exchange Network of ATMs – deposits and withdrawals |
Free |
Free |
| Interac
ATM transactions |
1.00 |
1.00 |
| Membership
closing fee |
25.00 |
25.00 |
| NSF
cheque - hold overnight |
35.00 |
35.00 |
| NSF
cheque - returned |
35.00 |
35.00 |
| Official
cheques |
5.00 |
5.00 |
| Overdraft
transfers |
7.50 |
7.50 |
| Post
dated handling |
5.00 |
5.00 |
| Pre-authorized
debits (PAD) |
0.60 |
Free |
| Replacement
ATM cards (frequent) |
5.00 |
5.00 |
| Stop
payment
– US bank draft |
15.00 US |
15.00 US |
| Stop
payment |
10.00 |
10.00 |
| Stop
payment via ExpressLine or HomeBanking |
Free |
Free |
| Telephone
transfers – different memberships |
2.00 |
2.00 |
| Telephone
transfers – same membership |
2.00 |
2.00 |
| Telephone transfers via ExpressLine
or HomeBanking |
Free |
Free |
| Travelers
cheques |
Free |
Free |
| |
|
|
| MORTGAGE
& LOAN FEES |
Regular |
REWARDS |
| Bridge
loan |
500.00 |
500.00 |
| Credit
bureau inquiry - joint or business |
15.00 |
15.00 |
| Credit
bureau inquiry |
15.00 |
15.00 |
| Late
loan payment fee |
35.00 |
35.00 |
| Loan
application fee |
Free |
Free |
| Mortgage
application fee |
Free |
Free |
| Mortgage discharge fee |
200.00 |
200.00 |
| Mortgage discharge fee (paid to term) |
Free |
Free |
| Mortgage renewal |
Free |
Free |
| PPSA registration and search |
75.00 |
75.00 |
| |
|
|
| OTHER SERVICE FEES |
Regular |
REWARDS |
| Account
garnishee |
35.00 |
35.00 |
| Certificate
of balance |
5.00 |
5.00 |
| Certificate
of interest |
15.00 |
15.00 |
| Cheque
or voucher search (per hour) |
40.00 |
40.00 |
| Cheque
or voucher search (per item) |
5.00 |
5.00 |
| Cheque
orders |
Call branch |
Call branch |
| Copy
of statement – current month |
2.00 |
2.00 |
| Copy
of statement – previous month |
2.00 |
2.00 |
| CUCO
statement search (per hour) |
50.00 |
50.00 |
| Dormancy
notice |
25.00 |
25.00 |
| Dormant
membership charge |
100.00 |
100.00 |
| Safety
deposit box – 2 ½ x 10 (plus GST) |
70.00 |
56.00 |
| Safety
deposit box – 2 ½ x 5 (plus GST) |
35.00 |
28.00 |
| Safety
deposit box – 5 x 10 (plus GST) |
100.00 |
80.00 |
| Safety
deposit box – 5 x 5 (plus GST) |
50.00 |
40.00 |
| Safety
deposit box – 1 ½ x 5 (plus GST) |
30.00 |
24.00 |
| Transfer
out of RRSP (T2033) form |
25.00 |
25.00 |
| US cheque
drawn on CDN account |
15.00 |
15.00 |
| US cheque
search (per hour) |
50.00 |
50.00 |
| US
bank draft |
5.00 CDN |
5.00 CDN |
| Variable
RRSP withdrawal |
25.00 |
25.00 |
Wire Funds
|
5.00
with additional CUCO charges applied |
5.00
with additional CUCO charges applied |
| |
|
|
