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CREDIT ACCIDENT & SICKNESS - Personal Loans

CREDIT ACCIDENT & SICKNESS - Lines of Credit

CREDIT ACCIDENT & SICKNESS AND LOSS OF EMPLOYMENT - Mortgages


Personal Loans - Because Added Peace Of Mind Matters

When you have a loan, the last thing you want to worry about is making payments in the event of illness or accident.

Your credit union offers an exceptional insurance program for you and your family's peace of mind. For just pennies a day, you'll have the comfort of knowing your financial responsibilities are covered.

CREDIT ACCIDENT & SICKNESS INSURANCE BENEFITS AND FEATURES

  • Peace of mind! If you are off work for more than 30 days due to accident or illness, the insurance will make your loan payments until you return to work or until contracted term is completed (max 120 months)
  • Save money! Inexpensive premiums, pennies a day
  • For loans, premiums are included in your regular loan payment
  • Claims are paid in addition to any other insurance company protection you may carry and are tax-free
  • Available on personal loans
  • Underwritten by CUMIS Life Insurance Company
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Lines of Credit

When you have a line of credit, the last thing you want to worry about is making payments in the event of illness or accident.

Your credit union offers an exceptional insurance program for you and your family's peace of mind. For just pennies a day, you'll have the comfort of knowing your financial responsibilities are covered.

ACCIDENT & SICKNESS INSURANCE BENEFITS AND FEATURES

  • Peace of mind! If you are off work for more than 30 days due to accident or illness, the insurance will make your loan payments until you return to work or for 60 months which ever comes first
  • Save money! Inexpensive premiums, pennies a day
  • Insurance pays up to 3% to a maximum of $3,000 a month for 60 months
  • Premiums are automatically debited on the 30th of each month from your LOC
  • Claims are paid in addition to any other insurance company protection you may carry and are tax-free
  • Available on line of credit loans
  • Underwritten by CUMIS Life Insurance Company
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Credit Accident & Sickness and Loss of Employment - Mortgages

For total security against unforeseen circumstances, your credit union offers disability and job loss insurance to protect your family and your home. In the event of an accident, illness or employment termination, your mortgage payments will be made on your behalf. For pennies a day (that can be incorporated into your mortgage payment) you and your family can have total peace of mind.

Premiums are quoted at the time of your application.

ACCIDENT & SICKNESS AND LOSS OF EMPLOYMENT INSURANCE BENEFITS AND FEATURES

  • Peace of mind! In the event of disability or job loss, your mortgage payments will be paid on your behalf
  • No worries! Underwritten by CUMIS Life Insurance Company, an established insurance company
  • Joint coverage available
  • Flexible coverage! Insurable maximum is your mortgage payment up to $2,500; however you may elect to insure only a portion of your monthly repayment
  • Coverage available for all members between the ages of 18 and 64 who have a life insured mortgage at the credit union
  • Protect your family and assets! Purchase Group Mortgage Insurance with Accident & Sickness and Loss of Employment coverage when you set up your mortgage

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Note: Some products have more underwriting qualifications than others. Call us for complete details.

 
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